Funding Product

Long Term Business Loans

Long term business loans give you the stability and predictability you need for major business investments. With extended repayment terms and fixed monthly payments, you can plan confidently while making significant investments in your company's future.

Product SpecsSpec Sheet · Long Term Business Loans

Up to $5M

Loan Amount

From 5.5%

Interest Rates

3–25 years

Terms

2–8 weeks

Funding Speed

Actual terms vary by lender, business profile, and product mix. Your advisor will share a realistic estimate after your inquiry.

Overview

What are long term business loans?

Long term business loans are traditional financing products with repayment terms ranging from 3 to 25 years. They're designed for larger investments where you need to spread payments over an extended period to keep monthly costs manageable.

These loans offer fixed or variable interest rates and are ideal for major purchases like real estate, large equipment, business acquisitions, or significant expansion projects. The longer term means lower monthly payments and easier cash flow management.

Key Benefits
  • Terms from 3 to 25 years
  • Fixed or variable rate options
  • Lower monthly payments than short-term alternatives
  • Ideal for major business investments
Eligibility

Basic requirements.

Don't meet every requirement? Your advisor can usually find an alternative path or product that does work.

Minimum 2 years in business
Annual revenue of $250K+
Credit score of 680+
Strong business financials
Detailed use-of-funds plan
Collateral may be required for larger amounts
The Process

Four steps from inquiry to funded.

01

Quick Application

Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.

02

Discovery Call

Speak with a funding specialist who will craft a personalized strategy based on your goals.

03

Get Matched

Your dedicated advisor matches you with the best lenders and products from our network.

04

Get Funded

Complete the process with expert guidance and receive the capital your business needs.

FAQ

Common questions.

Quick answers about long term business loans. Don't see what you need? Your advisor will cover it on the call.

Talk to an advisor
Get Funded

Ready to apply?

Five-minute inquiry. Your advisor takes it from there.