Funding Product

Equipment Financing

Get the equipment your business needs without draining your cash reserves. Equipment financing lets you acquire machinery, vehicles, technology, and other essential tools with affordable monthly payments while preserving your working capital.

Product SpecsSpec Sheet · Equipment Financing

Up to $5M

Financing Amount

From 5.5%

Interest Rates

2–7 years

Terms

3–7 days

Funding Speed

Actual terms vary by lender, business profile, and product mix. Your advisor will share a realistic estimate after your inquiry.

Overview

What is equipment financing?

Equipment financing is a type of business loan specifically designed to help you purchase or lease equipment. The equipment itself typically serves as collateral, which often means easier qualification and better rates compared to unsecured financing.

Whether you need heavy machinery, commercial vehicles, restaurant equipment, medical devices, or IT infrastructure, equipment financing lets you spread the cost over time while using the equipment to generate revenue from day one.

Key Benefits
  • Equipment serves as its own collateral
  • Finance up to 100% of equipment cost
  • Fixed monthly payments for easy budgeting
  • Tax benefits through Section 179 deductions
Eligibility

Basic requirements.

Don't meet every requirement? Your advisor can usually find an alternative path or product that does work.

Minimum 1 year in business
Annual revenue of $150K+
Credit score of 600+
Equipment quote or invoice from vendor
Business financial statements
The Process

Four steps from inquiry to funded.

01

Quick Application

Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.

02

Discovery Call

Speak with a funding specialist who will craft a personalized strategy based on your goals.

03

Get Matched

Your dedicated advisor matches you with the best lenders and products from our network.

04

Get Funded

Complete the process with expert guidance and receive the capital your business needs.

FAQ

Common questions.

Quick answers about equipment financing. Don't see what you need? Your advisor will cover it on the call.

Talk to an advisor
Get Funded

Ready to apply?

Five-minute inquiry. Your advisor takes it from there.