SBA Loans
SBA loans are among the most sought-after financing options for small businesses. Backed by the U.S. Small Business Administration, these loans offer lower interest rates, longer repayment terms, and higher borrowing limits than most conventional options.
Up to $5M
Loan Amount
From Prime+2.25%
Interest Rates
Up to 25 years
Terms
30–90 days
Funding Speed
Actual terms vary by lender, business profile, and product mix. Your advisor will share a realistic estimate after your inquiry.
What are SBA loans?
SBA loans are business loans partially guaranteed by the U.S. Small Business Administration. The SBA doesn't lend directly — instead, it partners with approved lenders (banks, credit unions, and online lenders) and guarantees a portion of the loan, reducing the lender's risk.
This government backing means lenders can offer more favorable terms: lower interest rates, longer repayment periods, and higher loan amounts. SBA loans are available for a wide range of purposes including working capital, equipment, real estate, and business acquisition.
- Government-backed with competitive rates
- Loan amounts up to $5M (SBA 7(a)) or $5.5M (SBA 504)
- Repayment terms up to 25 years
- Multiple program types for different needs
Basic requirements.
Don't meet every requirement? Your advisor can usually find an alternative path or product that does work.
Four steps from inquiry to funded.
Quick Application
Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.
Discovery Call
Speak with a funding specialist who will craft a personalized strategy based on your goals.
Get Matched
Your dedicated advisor matches you with the best lenders and products from our network.
Get Funded
Complete the process with expert guidance and receive the capital your business needs.
Common questions.
Quick answers about sba loans. Don't see what you need? Your advisor will cover it on the call.
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Ready to apply?
Five-minute inquiry. Your advisor takes it from there.