Financial Solutions You Can Bank On

Discover the Impruvu difference. We combine the robustness and integrity of a modern bank with the personalized touch of a trusted advisor. Our team of consultants is dedicated to guiding you through the intricacies of the financial landscape and providing the best solutions possible.

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Let's get you funded!

Applying will not impact your credit.

Organic Funding Form
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At Impruvu, we pride ourselves on our unwavering commitment to integrity, ensuring honest and transparent dealings throughout the funding process.

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We place immense value on the trust our clients place in us, working tirelessly to uphold it by providing dependable financial guidance and services.

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Impruvu is committed to guiding each client through their financial journey, offering unwavering support and dedicated service.

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By providing the necessary tools, knowledge, and financial resources, we strive to empower our clients, helping them take control of their financial future.

Our Values

Enjoy a Better Funding Experience

As an Impruvu client, you’re more than a name on a spreadsheet—you are a valued member of our financial community. We deeply appreciate the trust you place in us and strive to foster a relationship built on trust, respect, and mutual success.

About Us

We’re passionate about funding clients.​

Our team of professionals is specifically trained to find the best available funding at the lowest rates. We are available every day to help you get started; your dedicated funding advisor is waiting to meet you.

Our mission is to help you demystify the complexities of financial decisions and assist you in realizing your aspirations. We are committed to making finance understandable and accessible, ultimately empowering you to take the reins of your financial journey.

Our Programs

Bringing Opportunity to Everyone

Business Line of Credit

Leverage a revolving line of credit and only pay for what you need. Access funds at your pace, as per your business needs.

0% Business Credit Stacking

Launch your business with the confidence of multiple 0% accounts. Enjoy cash accessibility with revolving credit at a 0% interest rate.

Asset Based Lending

Unlock the power of your company's assets. Convert your inventory, equipment, or receivables into the funds you need to grow and sustain your business operations.

Long Term Business Loans

Experience the reassurance of a traditional process with lower payments spread over a longer term. We're here to help make your financial planning manageable and effective.

Short Term Business Loans

Unlock quick access to funds for any business expenses. Your solution to fast, convenient financing when time is of the essence.

Personal Loans

Secure a five-year personal loan to manage your credit card balances, enhance your score, and qualify for 0% funding. Tailor the way to your financial goals.

Eligibility Criteria

Prequalification Metrics

Your credit score is a numerical representation of your financial trustworthiness and serves as a pivotal factor in funding eligibility. This score is based on various elements, including payment history, outstanding debts, credit history length, credit mix, and new credit inquiries. 

Your income plays a significant role in demonstrating your ability to meet repayment obligations. This could encompass employment wages, earnings from self-employment, rental income, or other verifiable income streams. The consistency and amount of your income could determine the scale of funding you may be eligible to receive.

Your employment history, whether as an employee or self-employed individual, gives potential lenders insight into your income stability. Long-term employment or a steady record of self-employment income can paint a picture of reliability and consistency, which lenders value.

When it comes to business funding, your business status becomes a crucial factor in determining your eligibility. The length of time your business has been operational, your profitability, the industry you operate in, and the overall financial health of your business are all critical aspects to consider.

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Our Record

Success for our clients.

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Our Process

Financial success on autopilot.

Step 01

Complete our inquiry form

Meet your personal advisor and prep for your free consultation.

Step 02

Digital onboarding guide

Complete our quick and easy digital onboarding. Reach out to your advisor if you need any assistance.

Step 03

Funding process

The funding process can take from a few days to weeks depending on your needs. Faster onboarding means faster funding.

Pricing Plan

Choose Your Plan

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/ Month

Basic Plan

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/ Month

Standard Plan

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/ Month

Deluxe Plan

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What Our Clients
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Frequently Asked Questions

Loan approval times can vary depending on the type of loan, the completeness of your application, and other factors. Generally, you can expect a decision within 1-5 business days after we receive all necessary documentation.

Usually, you’ll need proof of identity, proof of income, and financial statements. Depending on the type of loan, other documentation may be required. Please check our loan application page for detailed information.

Yes. We will walk you through how to properly setup a business, and then begin the business funding process.

Yes, but to secure higher limits and 0% interest terms, you will need to have a solid credit profile, 680+ to start.

Any amount you qualify for, Results may vary depending on the client profile. Impruvu does not guarantee an exact amount for the total amount funded. In most cases for startup funding, eligible clients receive between $50,000 and $150,000 in their first round of funding and up to $150,000 to $350,000 after additional rounds of funding. The amount of funding obtained is based on personal and business creditworthiness.

Absolutely. We use the latest encryption technology to ensure that all your personal and financial information is safe and secure.

A loan can have both positive and negative effects on your credit score. If you make regular, on-time payments, it can improve your score. However, late or missed payments, or carrying too much debt, can negatively affect your score.

Impruvu will be able to assist you in building your credit report to the highest levels possible to qualify for funding.

Loan eligibility is determined by a number of factors, including your credit score, income, employment status, and the amount of debt you currently have. We use these details to assess your ability to repay the loan.

Improving your credit score, maintaining steady employment, reducing other debts, and showing sufficient income can increase your chances of loan approval.

Blog News

Read Our News & Articles

Business Credit Cards vs. Personal Credit Cards: Which One Is Right for Your Business?

Business Credit Cards vs. Personal Credit Cards: Which One Is

Boosting Your Credit Score as an Entrepreneur: Tips and Tricks

Boosting Your Credit Score as an Entrepreneur: Tips and Tricks

Rebuilding Credit After a Financial Crisis: Tips and Strategies

Rebuilding Credit After a Financial Crisis: Tips and Strategies 1.