Short Term Business Loans
When your business needs capital fast, short term loans deliver. With streamlined applications and rapid funding, you can address urgent needs, seize opportunities, and bridge cash flow gaps without the lengthy process of traditional financing.
$5K–$250K
Loan Amount
From 1.1x
Factor Rates
3–18 months
Terms
24–48 hours
Funding Speed
Actual terms vary by lender, business profile, and product mix. Your advisor will share a realistic estimate after your inquiry.
What are short term business loans?
Short term business loans are financing products with repayment periods typically ranging from 3 to 18 months. They're designed for businesses that need quick access to capital for immediate needs — whether that's covering a cash flow gap, purchasing inventory, or taking advantage of a time-sensitive opportunity.
Because of their shorter duration, these loans have a faster application and approval process. Many alternative lenders can approve and fund short term loans within 24-48 hours, making them ideal when speed matters.
- Funding in as little as 24 hours
- Flexible qualification requirements
- Use for any business purpose
- Build toward longer-term financing options
Basic requirements.
Don't meet every requirement? Your advisor can usually find an alternative path or product that does work.
Four steps from inquiry to funded.
Quick Application
Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.
Discovery Call
Speak with a funding specialist who will craft a personalized strategy based on your goals.
Get Matched
Your dedicated advisor matches you with the best lenders and products from our network.
Get Funded
Complete the process with expert guidance and receive the capital your business needs.
Common questions.
Quick answers about short term business loans. Don't see what you need? Your advisor will cover it on the call.
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Ready to apply?
Five-minute inquiry. Your advisor takes it from there.