Business Line of Credit
A business line of credit gives you flexible, on-demand access to capital. Draw funds when you need them, repay on your schedule, and only pay interest on what you use — making it one of the most versatile funding tools available.
Up to $250K
Credit Limit
From 7%
Interest Rates
12–24 months
Draw Period
1–3 days
Funding Speed
Actual terms vary by lender, business profile, and product mix. Your advisor will share a realistic estimate after your inquiry.
What is a business line of credit?
A business line of credit is a revolving funding facility that provides your business with access to a set amount of capital. Unlike a traditional loan where you receive a lump sum, a line of credit lets you draw funds as needed up to your approved limit.
As you repay what you've borrowed, those funds become available again — similar to how a credit card works. This makes it ideal for managing cash flow, covering unexpected expenses, or seizing time-sensitive opportunities.
- Only pay interest on the amount you draw
- Revolving access — funds replenish as you repay
- Use for any business purpose
- No collateral required for many options
Basic requirements.
Don't meet every requirement? Your advisor can usually find an alternative path or product that does work.
Four steps from inquiry to funded.
Quick Application
Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.
Discovery Call
Speak with a funding specialist who will craft a personalized strategy based on your goals.
Get Matched
Your dedicated advisor matches you with the best lenders and products from our network.
Get Funded
Complete the process with expert guidance and receive the capital your business needs.
Common questions.
Quick answers about business line of credit. Don't see what you need? Your advisor will cover it on the call.
Talk to an advisorYou might also explore.
Ready to apply?
Five-minute inquiry. Your advisor takes it from there.