Accounts Receivable Financing
Stop waiting 30, 60, or 90 days for customers to pay. Accounts receivable financing lets you unlock the cash tied up in unpaid invoices, giving you immediate working capital to keep your business running and growing.
Up to 90%
Advance Rate
From 1–3%
Factor Rates
30–90 days
Invoice Terms
24–48 hours
Funding Speed
Actual terms vary by lender, business profile, and product mix. Your advisor will share a realistic estimate after your inquiry.
What is accounts receivable financing?
Accounts receivable financing (also known as invoice factoring or AR financing) allows you to borrow against or sell your outstanding invoices to a lender. Instead of waiting weeks or months for customers to pay, you get immediate access to a large percentage of the invoice value.
This type of financing is particularly valuable for businesses with long payment cycles or large B2B contracts. It helps you maintain healthy cash flow without taking on traditional debt.
- Get up to 90% of invoice value upfront
- Funding based on your customers' creditworthiness
- No long-term debt commitment
- Scale funding as your sales grow
Basic requirements.
Don't meet every requirement? Your advisor can usually find an alternative path or product that does work.
Four steps from inquiry to funded.
Quick Application
Fill out our simple inquiry form with your business details and funding needs in just 5 minutes.
Discovery Call
Speak with a funding specialist who will craft a personalized strategy based on your goals.
Get Matched
Your dedicated advisor matches you with the best lenders and products from our network.
Get Funded
Complete the process with expert guidance and receive the capital your business needs.
Common questions.
Quick answers about accounts receivable financing. Don't see what you need? Your advisor will cover it on the call.
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Ready to apply?
Five-minute inquiry. Your advisor takes it from there.