Welcome to the new look for Impruvu.

Financial solutions you can bank on.

We create tailored lending solutions to fit your specific needs, ensuring a stress-free and efficient process from application to approval. With over $80 million in loans delivered, our track record speaks for itself.

We offer tailored lending solutions with access to over 5000 lending products, ensuring a stress-free process from application to approval, with over $80 million in loans served.

Flexible Personal Loans and Small Business Funding Alternatives

Why Impruvu?

At Impruvu, we understand that financial needs vary greatly, so we create a tailored lending solutions made to fit your needs. Our mission is to provide you with the most flexible and competitive funding options available, ensuring a stress-free and efficient process from application to approval. With over $80 million in loans delivered to date, we have a proven track record of success.

With our comprehensive evaluation criteria, your chances of securing a loan are significantly higher. We look beyond just credit scores to provide inclusive lending opportunities for everyone.

Access over 5,000 traditional and alternative lending products, including personal loans, business loans, auto loans, home loans, and BNPL options. You’re sure to find the perfect fit for your financial needs.

Apply for multiple financial products in minutes with our streamlined application process. Save time and effort by accessing everything you need through a single platform.

Benefit from low-interest rates designed to minimize your costs and maximize your financial health. We strive to offer the most competitive rates on the market, for everyone.

Choose repayment terms that align with your financial goals, ensuring you maintain stability and growth. Our flexible loan terms accommodate a wide range of needs, from short-term loans to long-term financing.

Receive customized funding options to match your specific needs and goals. Our strategic advice and 'done with you' approach ensure you get the best possible support at every step.

We ensure every applicant is evaluated holistically, not just by their credit score. This fair and understanding approach makes us an attractive option for clients who may have been turned down by traditional lenders.

Our team of experts is here to guide you through every step of the funding process, offering personalized advice and support to ensure a smooth experience. We pride ourselves on exceptional customer service and a 'done with you' approach, making sure you feel supported throughout.

At Impruvu, your trust and security are our top priorities, with thousands of clients and accreditation ensuring your information is protected and your experience is seamless.

Why is Impruvu A Step Above The Rest?

Don’t wait to achieve your financial goals. Apply now and experience the Impruvu difference with quick approvals, competitive rates, and personalized solutions for financial success.

Custom Fit Funding

We understand that every financial need is unique. That's why we offer personalized loan products to meet your specific requirements, ensuring you get the best possible support. Our expert advisors work with you to develop a customized plan that aligns with your financial goals.

Fast Track Funds

Our streamlined process ensures you get the funding you need without delays, so you can seize opportunities and manage urgent needs effectively. With our innovative technology, we process applications quickly and accurately, reducing waiting times and increasing your access to funds.

Largest Lending Network

With over 5,000 lending sources, we can secure the best terms and rates for your funding needs, providing you with more options and better deals. Our extensive network allows us to find the perfect match for your financial situation, whether personal, business, or real estate.

All Inclusive Lending

We ensure loans are accessible to a broader audience, including those with less-than-perfect credit scores. Our inclusive approach helps more people achieve their financial goals.

Innovating Fintech

Our proprietary funding technology assesses and approves loans quickly and accurately, leveraging data to provide you with the best possible funding options.

We have one focus.

You, the client.

Ready to take the next step? Discover the funding solutions that best meet your needs. Our team is here to help you navigate your options and secure the capital required to achieve your goals.

Simple & fast funding process.

Our streamlined process makes funding easy. Apply online and receive your funds smoothly so you can focus on achieving your goals.

Check Your Rate

Fill out our online application form with your details and funding needs. Our user-friendly platform ensures a hassle-free experience.

Choose Your Loan

We match you with the best lenders from our extensive network, ensuring the most favorable terms and rates tailored to your situation.

Receive Funds

Get approved and receive your funds quickly, often within 24 hours. Our efficient process ensures you have the capital you need when you need it.

Achieve Your Goals

Use the capital to meet your personal, business, or real estate goals and succeed. Our support doesn't end with funding; we’re here to help you every step of the way.

The Impruvu Experience

Team of professionals by your side from beginning to end.

Impruvu was a lifesaver when I needed to consolidate my student loans and high-interest credit card debt. Their quick approval process and competitive rates helped me lower my monthly payments significantly. With their personalized advice, I was able to improve my credit score and achieve financial stability. I highly recommend Impruvu to anyone looking to get their finances back on track.

Emily R.

Young Professional

Impruvu made it easy for us to get the funds we needed to expand our restaurant. The process was fast, and the terms were perfect for our budget. We've seen a 30% increase in sales since working with them. Their support throughout the process was exceptional.

Jonathon D.

Restaurant Owner

As newlyweds, we were looking for a way to finance our dream home and cover our wedding expenses. Impruvu made the process incredibly easy and stress-free. The flexible loan terms allowed us to manage our finances without feeling overwhelmed. Thanks to Impruvu, we were able to celebrate our wedding day and move into our new home without any financial strain. We couldn't be happier with the service!

Mike and Sarah J.

Newly Married Couple

Running a small business can be challenging, especially when it comes to securing funding for growth. Impruvu provided us with a business loan that had flexible terms and competitive rates. The process was quick and straightforward, and their team was there to guide us every step of the way. With the capital we received, we were able to purchase new equipment and expand our operations. Impruvu truly understands the needs of small business owners, and I highly recommend their services.

Robert L.

Small Business Owner

As a startup, finding funding was a challenge until we found Impruvu. Their team understood our needs and provided the perfect solution. Our product launch was a success thanks to their support. The flexible terms allowed us to manage our cash flow effectively.

Sarah K.

Tech Startup Founder

Impruvu's flexible terms and quick approval process helped us purchase new equipment and grow our business. Highly recommended for any business looking for funding solutions. Their personalized approach made all the difference.

Our clients' success stories speak for themselves. At Impruvu, we are committed to helping you achieve your financial goals with tailored solutions and exceptional support.

Mark L.

Manufacturing Business Owner

Everyone does it. None do it like us.

Impruvu

Competitors

Average APR

0% - 8.99%

0% - 36%

Funding Timeline

7 - 28 Days

21 - 90 Days

Loan Terms

1 - 10 Years

1 - 6 Years

Average Payment

$1,250+/month

$1,600+/month

Approval Rate

70%+

40%+

Average Approval

$75,000

$50,000

Trustpilot Rating

4.9_/5.0

3.5_/5.0

Disclaimer: The information provided above is based on market averages and competitor data. Results are not guaranteed and may vary based on individual qualifications and specific circumstances.

Setting the bar in the funding space.

Everyone does it. None do it like us.

Impruvu

vs

Competitors

Average APR

0% - 8.99%

0% - 36%

Funding Timeline

7 - 28 Days

21 - 90 Days

Loan Terms

1 - 10 Years

1 - 6 Years

Average Payment

$1,250+/month

$1,600+/month

Approval Rate

70%+

40%+

Average Approval

$75,000

$50,000

Trustpilot Rating

4.8_/5.0

3.5_/5.0

Disclaimer: The information provided above is based on market averages and competitor data. Results are not guaranteed and may vary based on individual qualifications and specific circumstances.

Interested in funding

your clients?

Learn More

Something for everyone.

At Impruvu, we offer a wide range of financial services designed to meet the diverse needs of our clients. Whether you're looking for personal loans, business funding, or financial health tools, our comprehensive solutions ensure you have access to the best financial options available. Explore our services and discover how we can help you achieve your financial goals.

Personal Loans

Access personal loans with competitive interest rates and flexible terms. Whether you need funds for debt consolidation, major purchases, or improving your credit score, our personal loan solutions are designed to fit your unique financial situation.

Business Loans & LOCs

We offer tailored solutions for small to medium-sized businesses, including lines of credit and term loans to support business growth and operations. Our business funding options provide the capital you need to expand and succeed.

Credit Cards

Discover our range of 0% interest credit cards and other credit card products tailored to your individual financial profile. Our credit cards offer flexible spending options and rewards to meet your financial needs.

Auto Loans

Secure financing options for purchasing new or used vehicles. Our auto loans come with competitive rates and flexible terms, making it easier for you to get the vehicle you need.

Home Loans

Explore mortgage solutions for homebuyers and refinancing options for homeowners. Our home loans are designed to help you purchase your dream home or refinance your existing mortgage for better terms.

Buy Now Pay Later (BNPL)

Take advantage of flexible payment plans that allow you to make purchases and pay over time. Our BNPL options provide a convenient way to manage your expenses without upfront costs.

Alternative Lending

Access non-traditional lending products, including loans from lesser-known financial institutions and peer-to-peer lending platforms. Our alternative lending solutions provide more options to meet your financial needs.

Revenue-Based Financing (RBF)

Obtain financing based on your company's revenue, suitable for businesses with fluctuating income. Our RBF options offer flexible funding solutions that align with your business performance.

Banking Services

Utilize our traditional banking products and services to support your personal and business financial needs. From checking and savings accounts to business banking solutions, we have you covered.

Financial Health Tools

Improve your financial health with our tools and resources, including credit monitoring and financial planning services. We provide the support you need to understand and enhance your financial well-being.

Tax Credits

Leverage both refundable and nonrefundable tax credits to maximize your financial benefits. Our experts can help you navigate tax credit opportunities to optimize your financial strategy.

Cash Value Life Insurance

Secure your financial future with life insurance products that provide both life coverage and a cash value component. Our insurance solutions offer peace of mind and financial security for you and your loved ones.

Frequently Asked Questions

Our FAQ section is designed to answer your most pressing questions and provide clarity on our processes. If you need more information, our team is always here to help.

What is the application process like?

Our application process is simple and straightforward. Fill out our online form with your details and funding needs, and we'll match you with the best lenders. The process is designed to be quick and hassle-free, so you can get the funding you need without delays.

How long does it take to get approved?

Most applications are approved within ?, and then funds can be received as quickly as the same day. Our efficient process ensures you have the capital you need when you need it, allowing you to focus on your goals.

What types of funding do you offer?

We offer a wide range of funding solutions, including personal loans, business loans, and real estate loans. Each product is tailored to meet the specific needs of our clients, providing flexible terms and competitive rates.

What are the interest rates?

Interest rates vary based on your profile and loan terms. We strive to offer competitive rates that minimize your costs and maximize your financial health. Our extensive network of lenders allows us to find the best rates for your needs.

Can I repay my loan early?

Yes, we offer flexible repayment options, including early repayment without penalties. This gives you the freedom to manage your finances effectively and pay off your loan on your terms.

Do you offer support for those with less-than-perfect credit scores?

Absolutely. We believe in providing opportunities for everyone, including those with less-than-perfect credit scores. Our inclusive approach and credit improvement programs are designed to help you build and improve your credit, making it easier to access future funding.

How does Impruvu ensure the security of my information?

We take the security of your information very seriously. Our website and application process are protected by advanced encryption technologies, ensuring that your data is safe and secure. We are also accredited by the Better Business Bureau, which reflects our commitment to maintaining the highest standards of trust and security.

Can I secure funding with just an EIN?

Yes, but to secure higher limits and 0% interest terms, you will need to have a solid credit profile, 680+ to start.

How long does it take to get a loan approved?

Loan approval times can vary depending on the type of loan, the completeness of your application, and other factors. Generally, you can expect a decision within 1-5 business days after we receive all necessary documentation.

What documents do I need to provide?

Usually, you’ll need proof of identity, proof of income, and financial statements. Depending on the type of loan, other documentation may be required. Your advisor can discuss this further with you.