Usually, you’ll need proof of identity, proof of income, and financial statements. Depending on the type of loan, other documentation may be required. Please check our loan application page for detailed information.

Yes. We will walk you through how to properly setup a business, and then begin the business funding process.

Yes, but to secure higher limits and 0% interest terms, you will need to have a solid credit profile, 680+ to start.

Any amount you qualify for, Results may vary depending on the client profile. Impruvu does not guarantee an exact amount for the total amount funded. In most cases for startup funding, eligible clients receive between $50,000 and $150,000 in their first round of funding and up to $150,000 to $350,000 after additional rounds of funding. The amount of funding obtained is based on personal and business creditworthiness.

Absolutely. We use the latest encryption technology to ensure that all your personal and financial information is safe and secure.

A loan can have both positive and negative effects on your credit score. If you make regular, on-time payments, it can improve your score. However, late or missed payments, or carrying too much debt, can negatively affect your score.

Impruvu will be able to assist you in building your credit report to the highest levels possible to qualify for funding.

Loan eligibility is determined by a number of factors, including your credit score, income, employment status, and the amount of debt you currently have. We use these details to assess your ability to repay the loan.

Improving your credit score, maintaining steady employment, reducing other debts, and showing sufficient income can increase your chances of loan approval.