Authorized User Tradelines – you can get added to someones good standing high limit credit account and you will acquire their credit history (think of it as piggy backing off their credit) – their payment history and limits will report to you. This will lower your utilization (by increasing available credit), and add credit age and good payment history to your credit. The primary account holder is NOT affected at all by adding you.

For example: You get added to a 7 year old perfect standing $30k limit line as an authorized user – that will add that perfect payment history, age and high limit to your report.

This is a great way to quickly beef up your credit profile. 70% of lenders are still taking tradelines into account when determining approvals. If you do not have friends or family to acquire these from, we have a large inventory of them available.

Browse through our options below. We have hundreds of additional options if you are unable to find a fitting tradeline. Reach out to us at info@impruvu.io if you would like the full list of tradelines.