Funding Services

At Impruvu, we believe in potential, in ambition, and in dreams. Where traditional financial institutions may turn you away, we welcome you with open arms. Our goal is to provide you with the funding opportunities you need to actualize your aspirations.

Funding Inquiry

Let's Get You Funded!

Applying will not impact your credit.

Our Programs

Bringing Opportunity to Everyone

Business Line of Credit

Leverage a revolving line of credit and only pay for what you need. Access funds at your pace, as per your business needs.

0% Business Credit Stacking

Launch your business with the confidence of multiple 0% accounts. Enjoy cash accessibility with revolving credit at a 0% interest rate.

Asset Based Lending

Unlock the power of your company's assets. Convert your inventory, equipment, or receivables into the funds you need to grow and sustain your business operations.

Long Term Business Loans

Experience the reassurance of a traditional process with lower payments spread over a longer term. We're here to help make your financial planning manageable and effective.

Short Term Business Loans

Unlock quick access to funds for any business expenses. Your solution to fast, convenient financing when time is of the essence.

Personal Loans

Secure a five-year personal loan to manage your credit card balances, enhance your score, and qualify for 0% funding. Tailor the way to your financial goals.

Our Process

Financial success on autopilot.

Step 01

Complete our inquiry form

Meet your personal advisor and prep for your free consultation.

Step 02

Digital onboarding guide

Complete our quick and easy digital onboarding. Reach out to your advisor if you need any assistance.

Step 03

Funding process

The funding process can take from a few days to weeks depending on your needs. Faster onboarding means faster funding.

Why Choose Impruvu


With Impruvu, every financial journey begins with optimism, progresses with professional guidance, and culminates in success. Let’s chart your course today.

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Flexible Funding

Embrace the wide range of personal and business funding solutions we offer, adaptable to various financial situations and goals.

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Unparalleled Expertise

Choose Impruvu for our deep knowledge and understanding of the financial landscape, honed through years of professional experience.

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Professional Partnership

Value our approach as your trusted partner, keenly invested in your financial success, providing guidance every step of the way.

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Unwavering Security

Trust in our state-of-the-art encryption technologies and stringent security measures that prioritize the protection of your personal data.

Eligibility Criteria

Prequalification Metrics

Your credit score is a numerical representation of your financial trustworthiness and serves as a pivotal factor in funding eligibility. This score is based on various elements, including payment history, outstanding debts, credit history length, credit mix, and new credit inquiries. 

Your income plays a significant role in demonstrating your ability to meet repayment obligations. This could encompass employment wages, earnings from self-employment, rental income, or other verifiable income streams. The consistency and amount of your income could determine the scale of funding you may be eligible to receive.

Your employment history, whether as an employee or self-employed individual, gives potential lenders insight into your income stability. Long-term employment or a steady record of self-employment income can paint a picture of reliability and consistency, which lenders value.

When it comes to business funding, your business status becomes a crucial factor in determining your eligibility. The length of time your business has been operational, your profitability, the industry you operate in, and the overall financial health of your business are all critical aspects to consider.

Credit Profile
Employment History
Business Status

About Us

Unlock your potential with Impruvu.

Journey towards financial success with Impruvu. Our dedicated team of financial consultants is ready to help you navigate through your unique financial landscape.

Impruvu ensures a smooth, efficient process from application to receipt of funds, underpinned by our commitment to your data security.

Our experts at Impruvu possess the experience and insight to secure you the best funding deals at the most competitive rates.

Impruvu provides a comprehensive range of flexible funding options tailored to your specific personal or business needs.


Frequently Asked Questions

Loan approval times can vary depending on the type of loan, the completeness of your application, and other factors. Generally, you can expect a decision within 1-5 business days after we receive all necessary documentation.

Usually, you’ll need proof of identity, proof of income, and financial statements. Depending on the type of loan, other documentation may be required. Please check our loan application page for detailed information.

Yes. We will walk you through how to properly setup a business, and then begin the business funding process.

Yes, but to secure higher limits and 0% interest terms, you will need to have a solid credit profile, 680+ to start.

Any amount you qualify for, Results may vary depending on the client profile. Impruvu does not guarantee an exact amount for the total amount funded. In most cases for startup funding, eligible clients receive between $50,000 and $150,000 in their first round of funding and up to $150,000 to $350,000 after additional rounds of funding. The amount of funding obtained is based on personal and business creditworthiness.

Absolutely. We use the latest encryption technology to ensure that all your personal and financial information is safe and secure.

A loan can have both positive and negative effects on your credit score. If you make regular, on-time payments, it can improve your score. However, late or missed payments, or carrying too much debt, can negatively affect your score.

Impruvu will be able to assist you in building your credit report to the highest levels possible to qualify for funding.

Loan eligibility is determined by a number of factors, including your credit score, income, employment status, and the amount of debt you currently have. We use these details to assess your ability to repay the loan.

Improving your credit score, maintaining steady employment, reducing other debts, and showing sufficient income can increase your chances of loan approval.


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