Credit Reports Upload

For an efficient process, we require your most recent FICO 8 scores. These scores will help us determine your eligibility for funding. By promptly providing this information, your advisor will gain valuable time to review your financial profile and craft a suitable strategy to meet your funding objective. To get your FICO 8 scores for free, follow the guidance provided in the video under the Credit Reports tab. Afterward, upload them in the indicated field so your advisor can devise the best funding approach for your needs.

Step 2: Credit Reports Upload

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Get In Touch


We are a remote company with Albuquerque as our home base. We look to branch out to physical locations in the near future.


2201 Menaul Blvd NE, Ste A
Albuquerque, NM 87107


+1 (505) 557-3863



Frequently Asked Questions

Loan approval times can vary depending on the type of loan, the completeness of your application, and other factors. Generally, you can expect a decision within 1-5 business days after we receive all necessary documentation.

Usually, you’ll need proof of identity, proof of income, and financial statements. Depending on the type of loan, other documentation may be required. Please check our loan application page for detailed information.

Yes. We will walk you through how to properly setup a business, and then begin the business funding process.

Yes, but to secure higher limits and 0% interest terms, you will need to have a solid credit profile, 680+ to start.

Any amount you qualify for, Results may vary depending on the client profile. Impruvu does not guarantee an exact amount for the total amount funded. In most cases for startup funding, eligible clients receive between $50,000 and $150,000 in their first round of funding and up to $150,000 to $350,000 after additional rounds of funding. The amount of funding obtained is based on personal and business creditworthiness.

Absolutely. We use the latest encryption technology to ensure that all your personal and financial information is safe and secure.

A loan can have both positive and negative effects on your credit score. If you make regular, on-time payments, it can improve your score. However, late or missed payments, or carrying too much debt, can negatively affect your score.

Impruvu will be able to assist you in building your credit report to the highest levels possible to qualify for funding.

Loan eligibility is determined by a number of factors, including your credit score, income, employment status, and the amount of debt you currently have. We use these details to assess your ability to repay the loan.

Improving your credit score, maintaining steady employment, reducing other debts, and showing sufficient income can increase your chances of loan approval.

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